Same-Day Funds
What are Same-Day Funds?
Same-day funds can be deposited and then withdrawn on the same day.
How Do Same-Day Funds Work?
Let's say John Doe gets paid every other Friday. His employer automatically deposits his paycheck into his bank account on Friday morning. At lunch, John goes to an ATM to get money to buy a birthday present for his amazing wife.
Why Do Same-Day Funds Matter?
Not all deposits are same-day funds, as anyone with an overdraft account will tell you. For example, depositing checks from foreign banks and even out-of-state checks often take a day or more to become available in a checking account.
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