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Bank fees can rob you of your hard-earned money. Fortunately, you don't have to pay hundreds of dollars in bank fees every year. Below our expert financial advice covers how to avoid bank fees...
Every day, consumers are bombarded with credit card offers promising big rewards if they “apply today.” From offers in our mailboxes, e-mail, and even banner ads, it’s impossible to ignore the...
Americans spend $74 billion annually on hidden credit card fees, most notably on late fees. In addition to wasted money, this also affects your credit report (which can result in a lower credit...
When it comes to retirement accounts, the Roth IRA is an investor favorite – and for good reason. It’s a retirement account that offers tax-free growth that can help you reach your saving goals...
Question: Hello. I've decided I want to start investing, and I'm thinking of using an online broker instead of visiting a brokerage firm. Is there anything I need to know before I start?...
Cars are supposed to give us freedom, but you really have to wonder sometimes when you add up the costs of owning one. Luckily, owning a car doesn't have to feel like an unnecessary indulgence...
Buying or leasing a new car right out of the showroom can really pump up the adrenaline. And in the first few months of ownership, you'll probably be smiling as you tool around in your newest...
With a little patience, planning, and access to a computer or smartphone you can easily save money on gas starting tomorrow. Below are seven no-brainer tips for how to save money on gas....
Prepaid cards, also known as reloadable debit cards, have become popular consumer financial products. Accepted everywhere traditional credit and debit cards are taken, prepaids offer access...
Building up to an "excellent" credit rating or a FICO score of 740-plus isn't a feat only rich people can do. I can prove it. Not too long ago during my college years and for almost two years...
Many people consider a car to be a household asset, but in reality, it isn't. Cars lose their value over time (i.e., depreciate), which is exactly what you don't want assets to do. New cars...
Leasing a car -- it's not quite buying and not quite renting. Some people even believe it's just a sham put together by car dealers to sell you a car without ever actually selling you the car....
No matter where we turn, it feels like there’s always low prices on car insurance being advertised. Over the television and radio airwaves, online, and even in our mailbox, we can’t escape the...
The average American driver spends around $850 a year on car insurance, according to data from the National Association of Insurance Commissioners (NAIC). If you pay less than this, you're...
Debit cards look and feel like credit cards, but they offer paperless, electronic withdrawals from your checking or savings account. They're more convenient than carrying cash or writing checks...

Meet the Experts

Paul Tracy
Paul Tracy
  • Guest expert at leading investment conferences
  • Editor-in-Chief of financial site with 2M+ readers
  • Economic research consultant
Rachel Seigel
Rachel Siegel, CFA
  • Exam prep expert for CFA Institute
  • Former editor at Kiplinger's and Betterment
  • MBA from Yale University
Christian Hudspeth
Christian Hudspeth
  • Nationally recognized financial expert for 10+ years
  • 7 years as commercial banker
  • Articles featured by Nasdaq and Business Insider
Nicole Sivens
Nicole Sivens
  • Author of critically-acclaimed financial book "The 7-Day Financial Fix"
  • 10+ years as a financial expert on nationally-recognized sites like Nerdwallet
  • Founder of prominent personal finance blogs

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Recently Published

Recently Published

How to Use a Financial Calculator to Calculate Future Value

Future value (FV) is one of the most important concepts in finance. Luckily, once you learn a few tricks, it’s easy to calculate FV using Microsoft Excel or a financial calculator. ...

5 Devastating Mistakes That Turn 0% Credit Cards into Nightmares

A credit card with a 0% introductory interest rate can be used to your advantage – or it can be your worst nightmare. You need to understand the ins and outs of 0% APR credit cards so you can...

Tax Arbitrage

Tax arbitrage refers to a strategy or practice where individuals or corporations profit from the ways different kinds of capital gains, income, and financial transactions are treated for tax purposes...

CD Alternatives That Can Earn More Than the Best CD Rates

Thinking of switching from a certificate of deposit account to a CD alternative? As people have grown tired of settling for historically low CD rates, switching to alternatives to CDs has become...

Net Cash Flow

Net cash flow is the difference between a company’s cash inflows and outflows within a given time period. A company has a positive cash flow when it has excess cash after paying for all operating c...

Commodity

A commodity is a raw material that is bought and sold but is interchangeable with other materials of the same type -- such as oranges or lumber. Companies that produce these goods sell them to the co...