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HELOC vs Home Equity Loan - Which is Best for Your Family?

HELOC (or Home Equity Line of Credit) vs. a home equity loan - which is the right choice for you

5 Best Balance Transfer Cards for Fair Credit

The best balance transfer cards have zero percent introductory rates. This allows you to move

historical mortgage rates
Historical Mortgage Rates and How they Affect the Housing Market

Recently, homebuyers have enjoyed historically low mortgage rates. Although this dip in mortgage

Don't Overlook These 6 Factors When Choosing a Travel Rewards Credit Card

We've all seen the photos and videos on social media of influencers traveling the world, staying

How to do a Balance Transfer - 4 Simple Steps

Balance transfers are a valuable tool if you're struggling to pay off credit card debt. A

The Best Dividend Reinvestment Plans for 2021

The Best DRIP Plans for 2021

The following companies offer some of the most popular

What is the Difference Between a Charge Card and a Credit Card?

People often use the terms charge card and credit card interchangeably. Both card types usually

Avoid These 6 Costly Investing Mistakes

There's an old expression: a fool and his money are soon parted. It makes one wonder, though,

How to Read a Stock Quote - Made Easy!

Have you ever heard someone stand up from their computer at work and scream in excitement, "

Checking vs. Savings Accounts: Which One Makes Sense for Me?

You’ve probably heard of a checking and savings account before, and you might even have your own

How to Avoid Paying Bank Fees Once and For All

Bank fees can rob you of your hard-earned money. Fortunately, you don't have to pay hundreds of

How to Choose the Best Credit Card Offers

Every day, consumers are bombarded with credit card offers promising big rewards if they “apply

6 Ways to Avoid Credit Card Late Fees

Americans spend $74 billion annually on

The 8 Best Reasons to Invest in a Roth IRA

When it comes to retirement accounts, the Roth IRA is an investor favorite – and for

5 Tips to Know Before Using an Online Brokerage

Question: Hello. I've decided I want to start investing

9 Ways to Save Thousands on Car Expenses
9 Ways to Save Thousands on Car Expenses

Cars are supposed to give us freedom, but you really have to wonder sometimes when you add up

5 Essential Tips for Buying a Used Car
5 Essential Tips for Buying a Used Car

Buying or leasing a new car right out of the showroom can really pump up the adrenaline. And in

8 Easy Ways to Save on Gas
8 Easy Ways to Save Money on Gas

With a little patience, planning, and access to a computer or smartphone you can easily save

Prepaid Cards: How to Choose the Best Reloadable Debit Cards
How to Choose the Best Reloadable Prepaid Debit Cards

Prepaid debit cards are a great tool for sticking to a budget or as an alternative to carrying

How to Build Credit Fast on $30k a Year or Less
How to Build Credit Fast on $30k a Year or Less

Building up to an "excellent" credit rating or a

10 Ways to Save 10% or More on Car Insurance
10 Ways to Save 10% or More on Car Insurance

The average American driver spends around $850 a year on car

7 Car Insurance Myths You Can't Afford to Believe
9 Car Insurance Myths You Can't Afford to Believe

No matter where we turn, it feels like there’s always low prices on car insurance being

5 Essential Tips to Know Before Leasing A New Car
5 Key Tips for Leasing a New Car

When determining if leasing is the right option for you be sure you understand how leasing works

Understanding the Confusing Art of Leasing a Car

Leasing a car -- it's not quite buying and not quite renting. Some people even believe it's just

The 10-Second Trick to Outsmart a Used Car Salesman and Save Thousands
The 10-Second Trick to Outsmart a Used Car Salesman and Save Thousands

Used cars today are a great buy. No longer is the 100,000 mile mark a warning sign as much as it

College savings plans vs Custodial Plans and More
The 3 Best Ways to Save for Your Child's Future

When our first son was born we wanted to set up a savings plan that would grow with him over the

Credit Union vs Bank: Here's Where to Save the Most Money on Fees and Interest
Credit Unions vs. Banks: What’s Better for Me?

Most people keep their money in either a credit union or a bank. If you’re trying to choose

Stop Debit Card Fraud Before it Stops You
Stolen Debit Card? Here's How to Protect Your Money Now

As hackers continue to perfect their craft, credit card fraud continues to be an easy way for

7 Ways to Hack Proof Your Online Bank Account

Sure, online banking is convenient, but is it safe?

Today, you can achieve almost all of

Are Online Banks Safe?
Online Banks: High-Yield Savings Or Dangerous Money Traps?

Looking to get a little more bang for your saved buck? Depositing your hard-earned dollars in an

25 Ways to Save Hundreds on Your Monthly Expenses
The Easiest, Best Ways to Save Money Every Month

Looking for the best ways to save money for a future holiday, buying a house, or simply to

How to Become Financially Independent in 5 Years or Less
How to Become Financially Independent in 5 Years or Less

Financial Independence (FI) means having enough income to pay for your expenses for the rest of

Target Date Funds: The Hassle-Free Way to Invest in Your 401k or IRA

Many of us invest for one reason: to build a big enough nest egg

Rescue Your Retirement in 3 Steps -- Even at Age 60
Rescue Your Retirement in 3 Steps - Even at Age 60

Less than a quarter of Americans older than 55 has at least $250,000 in

The Smartest Thing To Do with Your 401(K) When You Leave A Job
The Smartest Thing To Do with Your 401(K) When You Leave A Job

Your 401(k) is probably one of the best job benefits, but

5 Reasons One Parent Should Stay At Home
5 Reasons One Parent Should Stay At Home

For most couples, deciding who works and who stays home comes down to plain

7 Money Mistakes You Are Probably Making -- And How to Fix Them

No one wants to waste money. We spend 40+ hours per week earning it, and we want to make the

How to Choose the Right Portfolio Mix for You
How to Choose the Right Portfolio Mix for You

It's probably the most important retirement question you can ask. But, unfortunately for you and

Why the First Million is the Hardest to Make
Why the First Million is the Hardest to Make

It's true that it's easier for the rich to get richer. That first million is by far the toughest

9 Ways to Help Your Parents' Finances Without Going Broke Yourself
9 Ways to Help Your Parents' Finances Without Going Broke Yourself

Tell me if this sounds familiar: Your parents have failed to save enough money for retirement

10 Rules of Wealth They Should Have Taught Us in School
10 Wealth Education Lessons You Missed in School

When I first registered for college, I scoured over every class available, yet somehow failed to

How to Invest in the Best Index Funds

Question: I've read that index funds are the smartest choice for someone like

529 College Savings Plan: The Best Choice for Any Income
529 College Savings Plan: The Best Choice for Any Income

Many parents want to get a jump-start on college savings, and the smartest strategy depends on a

The Top 5 Money Tips For New College Grads
The Top 5 Money Tips For New College Grads

Congratulations! You've worked hard for the past four (or five) years and it's finally time to

The #1 Reason 20-Somethings Should Not Save for Retirement
The First 5 Money Moves a New College Graduate Should Make
The First 5 Money Moves a New College Graduate Should Make

Every year 3.5 million degrees are handed out to US students after they've completed their

Forget Student Loans -- Try the Tax-Friendly 529 Plan Instead
Forget Student Loans -- Try This Tax-Friendly Account Instead

The cost of tuition has skyrocketed in the last 30 years. According to

Wondering When to Sell a Stock? Use This 4-Minute Checklist

As an investor who loves to buy, hold and collect returns from my

2 Ways to Find Investment Property that Pays

It's a shame that more people don't invest in income-producing real estate

Annuities: Why the Experts Are Wrong About This Investment
Annuities: Why the Experts Are Wrong About This Investment

One of the scariest things about retirement is the volatility

The 3 Best Ways to Consolidate Your Credit Card Debt (Even If You Have Bad Credit)

According to a recent study, the average US household owes more than $9,000 on their credit

5 No-Brainer Ways to Save on College Tuition
5 No-Brainer Ways to Save on College Tuition

Back in 1980, the average annual cost of attending a year of undergraduate college was about $3,

8 Retirement Deadlines You Can't Afford To Miss -- Age 50 to 80
8 Retirement Deadlines You Can't Afford To Miss -- Age 50 to 80

Way back in the Summer of 2012, a person walked into a Maverik convenience store in Meridian,

Move Over Nest Egg -- Here's The Key to Not Outliving Your Money
Forget Your Nest Egg -- Here's The Key to Not Outliving Your Money

We're so used to the idea that we need $1 million or $2 million to retire, that we forget about

The 5 Worst Loans People Get and Why They Get Them
5 Stupid -- But Popular -- Ways to Borrow Money

I'm going to tell you something that flies in the face of what your Grandma told you: Debt isn't

8 Steps to Prepare for Your Own Personal Financial Crisis
8 Steps to Prepare for a Personal Financial Crisis

A money crisis can occur in the blink of an eye – and most aren’t predictable. COVID-

5 Unexpected Life Moments and How to Prepare for Them
5 'Life Happens' Moments and How to Financially Prepare for Them

Just when you think you're on the right track financially, it happens.

Your water heater

Benefit from Compound Interest by Investing in Stocks and CDs
Benefit from Compound Interest by Investing in Stocks and CDs

One of the most powerful forces in the financial world is the magic of compounding interest.

3 Types of Municipal Bonds Boasting Tax-Free Returns
3 Types of Municipal Bonds Boasting Tax-Free Returns

If you've ever had a job with a terrible commute, you know that road construction is like

How a CD Ladder Strategy Can Boost Your Income as Interest Rates Rise
How a CD Ladder Strategy Can Boost Your Income as Interest Rates Rise

CD laddering is typically used by investors as a safe way to lock in better CD rates when

Money Market vs Savings: Which Account is Best for You?
Money Market vs Savings: Which Account is Best for You?

Saving money? That’s amazing, but you might be wondering what’s the best account to store your

5 Things You Didn't Know Could Hurt Your FICO Score
Your FICO Score: 5 Things You Didn't Know Could Hurt It

When it comes to figuring out credit scores, there are very few things that are obvious.

4 Situations When a Personal Loan is a Good Idea
4 Situations When a Personal Loan is a Good Idea

It's true that auto loans and home loans offer attractively-low annual percentage rates (APRs),

The Top 3 Reasons You Should Refinance Your Car Loan
The Top 3 Reasons You Should Refinance Your Car Loan

Is your auto loan's annual percentage rate (APR) higher than 6%? Or are your monthly payments on

7 Steps to Building a Perfect Credit Score
7 Steps to a Perfect Credit Score

You don't have to be a millionaire to have good

How Peer-to-Peer (P2P) Loans Work
P2P Lending: Borrow or Earn Money Like a Banker

When I think about lending money to friends and family, I cringe a

4 Certificate of Deposit Alternatives You Should Try Today
CD Alternatives That Can Earn More Than the Best CD Rates

Thinking of switching from a certificate of deposit account to a CD alternative? As people have

5 Things to Know Before Opening a CD
5 Things to Know Before Opening a CD

Although they’re not as popular as they once were, a Certificate of Deposit (CD) is still an

Debt Can Be Good: 5 Investments Used with Debt
Good Debt: The 5 Best Reasons to Borrow Money

There's been much talk about our nation's

Are you prepared for a severe market decline?
5 Ways to Survive a Stock Market Crash and Bear Market

When it comes to stock market crashes and bear markets, the legendary

Compounding Interest: How One Normal Lady Turned $200 into $7 Million
How a $180 Investment Turned Into $7 Million

As a secretary at Abbott Laboratories, Grace Groner never really earned an amazing salary. She

5 Easy Ways to Save Money While Going to College
5 Simple Ways to Save on the Rising Costs of Higher Education

The average tuition for a four-year US public college will cost you a steep $10,000 per year

Longevity Insurance: A Solution to Your Worst Retirement Nightmare

Did your paternal grandfather live to 97 and great aunt on your mother's side hit 93? While you

7 Simple Ways to Pay Off Any Size Student Loan
7 Simple Ways to Pay Off Any Size Student Loan

While it would be nice to start off your professional career with a clean slate of zero debt,

5 Owner Financing Options for Home Buyers

Don't have the credit history or other formal credentials to get a traditional home loan? 

6 Steps to Forgiving $45,000 in Student Loan Debt

The average college graduate in the United States carries more than $35,000 in

Should You Pay Student Debt or Fund Your 401(k)?
Pay Student Debt or Fund 401(k)? Here's the Easy Answer

New college graduates may find themselves in a bind. They have significant

7 Insider Tips for Getting College Scholarship Money
7 Insider Secrets To Getting College Scholarship Money

They don't involve soaring ACT scores, sky-high grades or applications listing every activity

Debt is Good: 3 Important Ways Debt Can Help You
Good vs. Bad: How to Manage Your Debt

Debt tends to get a bad rap – and for good reason: It can be challenging to manage and may even

7 Places You're Spending Too Much on Insurance

It's a good idea to purchase insurance for all sorts of needs. However, insurance agents are

Investing for Beginners: The Keys to Picking a Good Stock
8 Key Facts To Know About A Company BEFORE You Invest

Investing is one of the best ways to grow your wealth, but it carries the risk of losing money

How Often Should You Rebalance Your 401k or Investment Portfolio?

Question: "I've heard a lot of reminders since the beginning of the year to

Travel Insurance: Protection from Your Worst Trip Nightmares

Imagine finally starting your dream vacation. You step out into the streets of Venice, sit down

How Much Life Insurance Should You Own?

Ask that question of different people -- say, an insurance agent, a

3 Sure-Fire Steps to Find the Lowest Mortgage Rate Possible

When I looked for my first mortgage, I was skeptical about rates

How to Pick the Best Life Insurance Policy

Life insurance is more than simply an "umbrella" that protects your family financially in case

This Homeowners Insurance Mistake Can Cost You More Than $100,000

When you were a child, security items probably filled your childhood with peace of mind. Things

How Did Warren Buffett Get Rich? 4 Key Stocks to Follow

5 Money Moves That Made Warren Buffett Rich 

Warren Buffett is perhaps the most famous

What is a Small-Cap Stock?

How many times have you heard someone say something along these lines: "I wish I had bought Wal-

Is This The Ultimate Value Investing Model?

Throughout my 20+ years working in the financial markets, I've developed my own process for

How Sean Quinn Went from Billionaire to Bankruptcy

Sean Quinn was once the richest man in Ireland. In 2008, Forbes estimated Quinn's riches reached

The Best Stock To Profit From America's 'New Competitive Advantage'

Many years, the natural gas supply future looked bleak. In a 2003 speech, then-Federal Reserve

Should You Sell Your Own Home or Use a Realtor?

Those of us familiar with selling property know real estate agents don't come cheap.

With

Mortgages

It's a shame that more people don't invest in income-producing real estate, because it's one of the most powerful ways middle-class folks can generate wealth.  There is one major...
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