Some of these jobs require extra schooling or accreditation, but the tuition or fees could be tax deductible. Plus, your investment in self-improvement would pay dividends in the form of income and lifestyle flexibility for years to come.These positions are among the most feasible and popular in today's problematic economy. For the purposes of this article, I've spoken with career search counselors who've provided me with approximate annual salary ranges for each position.
Salaries will differ, based on your geographic region and your particular circumstances, but the ballpark estimates listed below roughly correspond with what you could expect, as far as gross income is concerned. Whether you negotiate a deal whereby your employer pays your payroll taxes, or whether you pay taxes as an independent contractor, is contingent on what you're able to negotiate.
Online newspapers and magazines need to be laid out in colorful, eye-catching, reader-friendly ways -- and these publications don't design themselves. If you don't have design skills and want a second career, consider attending the many affordable design schools that are springing up in communities everywhere.
Annual Salary: $60,000-$70,000
A financial planner helps individuals, families and companies better plan their finances and investments. These advisers help their clients on such matters as higher education costs, cash flow management, retirement and insurance, estates, taxes, etc.
The problem here is that the term "financial planner" is rather amorphous; virtually anyone, whether qualified or not, can hang out their shingle and call themselves a financial planner. This fact has lead to many incidents of fraud and malpractice.
The most reputable financial planners, and accordingly those with the best chance of success, are Certified Financial Planners, an accreditation that is earned by successfully completing the Certified Financial Planner Board of Standards' initial and continuing certification requirements.
#2 - Web-based Software Engineer
Annual Salary: $60,000-$70,000
This is a person whose task is to design, develop, test, and evaluate the software and systems that enable computers to perform their applications. This job is one of the fastest-growing professions in the country -- and you can do it, from your home. Qualifications include a minimum of a Bachelor's degree in computer science.
#1 - Medical Claims Processing/Coding
Annual Salary: $70,000-$80,000
Healthcare is a $2.4 trillion-a-year industry in the United States, accounting for 16% of the economy. Experts estimate that up to $600 billion of that figure is taken up with administrative work and claims processing. Astonishing figures, but sadly true.
This paperwork entails insurance and government forms, red tape, and "coding" for the federal Medicare and Medicaid programs. Doctors and hospitals must fill out reams of paperwork, to get reimbursed by insurance companies or Uncle Sam. One of the fastest-growing professions -- indeed, one that has proven to be recession proof -- is that of medical claims processor and/or "coder."
The Medicare and Medicaid programs insist that healthcare providers use a set of proscribed codes to get reimbursed. The formulas that are used to pay providers are complex and seem to change weekly, which creates an enormous need for assistants who can master those codes. Claims processors and coders have become the new "gatekeepers" for medical care and they can ply their trade from home. Many health associations provide training in this area; once you're certificated, physicians and hospitals will become deeply reliant on your skills.