Best Mastercard® Credit Cards for 2022
With a variety of partnerships with credit card issuers, Mastercard makes it easy to find a credit card that meets your needs. Our top picks offer something for the traveler, the cash back enthusiast, and the new credit card holder.
Best Mastercard for the Traveler: American Airlines AAdvantage MileUp℠ Mastercard®
The American Airlines AAdvantage MileUp℠ credit card is made for those who love getaways but don’t want the annual fee. That’s precisely why we love this Mastercard® for travelers.
10,000 bonus miles
$0
15.99% - 24.99% (Variable)
N/A
- Earn 10,000 American Airlines Advantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months
- Earn 2 Advantage® miles for each $1 spent at grocery stores and eligible American Airlines purchases
- Earn 1 Advantage® mile for every $1 spent on other purchases
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
- No annual fee
Best Cash Back Mastercard®: Citi® Double Cash Card
The Citi®Double Cash Mastercard credit card has a $0 annual fee and offers two rounds of cash back rewards with every purchase: Get 1% cash back when you make a purchase and 1% cash back when you pay. This makes it an excellent no annual fee cash back credit card option.
The everyday spender who puts all purchases on one card and pays it off each month to reap the second round of cash back benefits.
N/A at this time
$0
13.99% - 23.99% (Variable)
0% for 18 months on balance transfers only
- Earn 2% on every purchase with unlimited 1% cash back when you buy (plus an additional 1% as you pay for those purchases)
- To earn cash back, pay at least the minimum due on time
- 0% intro APR on balance transfers for 18 months (note: balance transfers do not earn cash back)
- No annual fee
Best Mastercard® for New Cardholders: Indigo® Mastercard®
Indigo® Mastercard<sup>®</sup> is an unsecured credit card option for those with bad credit – or no credit at all. The sliding scale annual fee ($0-$99) depends on your credit worthiness, so it’s safe to say new cardholders will likely have the higher annual fee. Nevertheless, this is an excellent opportunity to access and build credit with an unsecured Mastercard®.
The individual who can pay the annual fee and is ready to be 100% responsible with their credit card use on an unsecured credit line.
N/A
$0-$99
24.90% fixed
N/A
- Indigo®reports to all 3 major credit bureaus
- Choose your custom card design for free
- Unsecured credit card, no security deposit required
