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U.S. House Financial Services Committee

Written By
Paul Tracy
Updated November 11, 2020

What is the U.S. House Financial Services Committee?

The U.S. House Financial Services Committee is a group of 60 Congressional representatives that make decisions regarding the economy, the banking system, housing, insurance, securities rules and financial markets.

How Does the U.S. House Financial Services Committee Work?

The U.S. House Financial Services Committee also has jurisdiction over the country's monetary policy (i.e., oversight of the Federal Reserve Board), international finance (i.e., the foreign exchange markets), international monetary organizations (i.e., the IMF and World Bank) and laws regarding terrorist financing.

The committee also oversees reserve banks, the U.S. Treasury and the production of currency, as well as the Federal Depository Insurance Corporation (FDIC), the Securities and Exchange Commission (SEC), the NCUA, the Office of the Comptroller of the Currency, HUD, the Federal Housing Finance Agency and the Export-Import Bank.

Why Does the U.S. House Financial Services Committee Matter?

The U.S. House Financial Services Committee is one of the most powerful, influential committees in the U.S. Congress. Not only does it oversee and have jurisdiction over virtually every aspect of the American economy, it has a responsibility to ensure economic stability.

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