Mortgage Originator
What is a Mortgage Originator?
A mortgage originator is an individual or institution that collaborates with the borrower to complete a mortgage transaction.
How Does a Mortgage Originator Work?
Mortgage originators facilitate the mortgage application process from the time a prospective borrower expresses interest until the mortgage loan itself has been disbursed. For this reason, a number of parties are qualified to function as mortgage originators including individual mortgage brokers, mortgage bankers, and mortgage companies.
Why Does a Mortgage Originator Matter?
The role of a mortgage originator is to bring together prospective mortgage borrowers with mortgage lenders. To this extent, mortgage lenders also aid in supplying new mortgages to the secondary mortgage market.
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