What is a Ultimate Mortality Table?

An ultimate mortality table lists the probabilities of death for people of different ages and gender.

How Does a Ultimate Mortality Table Work?

Most mortality tables, like this one from the IRS, show what percentage of a population or number per 100,000 people who will probably be alive when they reach the age indicated in the table.

Ultimate Mortality Table

Why Does a Ultimate Mortality Table Matter?

Ultimate mortality tables show how long a person born in a certain year is likely to live. This information is based on large quantities of statistical information about actual ages at death and other factors.

Insurance companies use this information to determine how long a policyholder might live. This helps them calculate a profitable price for life insurance, annuities, and other financial products.

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Paul Tracy
Paul Tracy

Paul has been a respected figure in the financial markets for more than two decades. Prior to starting InvestingAnswers, Paul founded and managed one of the most influential investment research firms in America, with more than 3 million monthly readers.

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