Accident and Health Benefits
What are Accident and Health Benefits?
Accident and health benefits are a package of benefits offered by companies to employees and their families covering illness and providing income benefits in the event of accidental death or injury.
How Do Accident and Health Benefits Work?
Companies that offer accident and health benefits provide employees and their families with insurance that covers unanticipated health-related events resulting from either accident or illness. To this extent, accident and health benefits help to absorb, medical costs and provide fixed-income payments in the event of disability or death.
Why Do Accident and Health Benefits Matter?
Accident and health benefits are mutually beneficial to companies and employees. While employees receive coverage in the event of unforeseen health circumstances, companies benefit from a tax deduction by making payments into such benefit plans on behalf of employees.
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