Samantha Hawrylack is a personal finance expert and full-time entrepreneur at SJ Digital Solutions LLC. Her work has been published by Grow and Ladders. She is also the co-owner of How To FIRE, a blog that discusses financial independence and early retirement, which has been featured by Forbes, Business Insider, GOBankingRates, and more. Hawrylack specializes in simplifying complex personal finance topics through her writing. She believes that gaining control of your finances is the key to unlocking freedom and flexibility.