The average American driver spends around $850 a year on car insurance, according to data from the National Association of Insurance Commissioners (NAIC).
If you pay less than this, you're...
Most of us coast through life thinking that because we're up to date on our car insurance premium, we're covered in the event of an accident.
That could be the case, unless you're hit by an...
It's a good idea to purchase insurance for all sorts of needs. However, insurance agents are quick to play on our fears and ignorance to pressure us into buying more coverage than we really need...
Imagine finally starting your dream vacation. You step out into the streets of Venice, sit down to take your first bite of real Italian pizza and ... wait. Where's your wallet? You'd better hope...
After home, auto, health and life insurance, most people don't give insurance much thought. While there's obvious value in having insurance to pay the mortgage and cover your family if you die,...
Ask that question of different people -- say, an insurance agent, a financial planner, an accountant, or an estate planning attorney -- and you're likely to get different answers, some helpful,...
Life insurance is more than simply an "umbrella" that protects your family financially in case something happens to you. Life insurance can also be an investment. As such, it's a good idea to...
When you were a child, security items probably filled your childhood with peace of mind. Things like a blanket, stuffed animal or pillow might have protected you from monsters under the bed or...
There are few places in America that aren't subject to some type of natural disaster. Whether it's severe weather like tornadoes and thunderstorms, floods, earthquakes or wildfires, or water...
You know those people who keep every store receipt and instruction manual nicely tucked away in a drawer or filing cabinet?Turns out, they've had the right idea all along.Why do I bring this up...
Lowering your auto insurance payments can be easier than you think.
For drivers shopping for a new auto insurance policy or renewing their current policy, a quick conversation with an...
With the average annual premium for homeowner's insurance costing between $300 and $1,000 according to the Federal Reserve Bureau, there are plenty of reasons to look for discounts. Especially...
Are you a renter? Are your kids renters? In most cases, people leasing apartments or homes ask themselves, "Why should I bother paying for renters insurance?"
The short answer is...
You've probably heard for years that it's a waste of money to buy rental car insurance. It's just another way to get gouged, and you already have car insurance, right?
In fact, it's not that...
Learning about insurance policies may seem about as exciting as a graduation speech, a trip to the DMV and the color beige. However, if you don't do your homework, you could get convinced to...
Insurance premiums are surging upwards in the wake of historical weather events and catastrophic claims. According to the Bureau of Labor Statistics, the cost of insurance rose a whopping 33.3%...
Updated: 4:30 p.m. Eastern, June 28, 2012Obamacare lives!On Thursday, June 28, the Supreme Court upheld the constitutionality of the vast majority of President Obama's health care legislation...
Whether you're hitting the road on a holiday weekend or logging miles commuting to and from work, be sure to pay close attention to the posted speed limit signs. Otherwise, a rear view...
Homeowners across the country are getting squeezed by their homeowners insurance premiums. That's because in an attempt to stop their financial bloodletting, home insurance companies are...
Why is an end-of-year review of your insurance policies so crucial? Take life insurance, for example: You need to make sure your policy will live as long as you do.
If you're like most busy...
Editor's note: All data in this report supplied by the National Weather Service, Weather Underground and National Geographic.
John Steinbeck's "The Grapes of Wrath" stands as...
Buying life insurance is daunting enough. No one wants to think about when they'll die and how their loved ones will continue without them -- financially and otherwise.
So it's...
If you’re like many American homeowners, the only liability insurance you carry is what your homeowner’s insurance policy gives you, and it’s probably not enough.Here’s...
Buying health insurance can be one of the most daunting items on anybody's "to-do" list. But the good news is that understanding your options when buying health insurance is fairly...
Thinking about canceling your old life insurance policy? Make sure you have good reason to act, because you could come out the loser.
People cancel life insurance policies for all sorts of...