Expert Credit Card Articles & Advice

Every day, consumers are bombarded with credit card offers promising big rewards if they “apply today.” From offers in our mailboxes, e-mail, and even banner ads, it’s impossible to ignore the...
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Americans spend $74 billion annually on hidden credit card fees, most notably on late fees. In addition to wasted money, this also affects your credit report (which can result in a lower credit...
How to Build Credit Fast on $30k a Year or Less
Building up to an "excellent" credit rating or a FICO score of 740-plus isn't a feat only rich people can do. I can prove it. Not too long ago during my college years and for almost two years...
The Top 5 Credit Card Signup Bonuses (2020)
What's better than earning rewards for using your credit cards? Getting paid hundreds of dollars in sign-up bonuses in three months or less – just for trying out a new one.  Whether you'...
The Top 4 Balance Transfer Credit Cards for 2020
Tired of dragging credit card debt around with you? Then do a balance transfer to transfer debt from a high-interest credit card to one with a lower interest rate. This hack could save you...
The 5 Best Rewards Credit Cards for 2020
If you're spending money, why not get paid for it with one of the best cashback credit cards of 2020? When you receive a percentage of what you spend with every purchase (normally between 1 to 5...
If you’ve run up your credit cards, it can feel as if you’ll never pay them off. Balancing credit card debt against mortgages, student loans, and auto loans can feel like a constant juggling act...
Is your January credit card statement staring you in the face, and looking eerily similar to your December one? You know that unpaid holiday shopping, and everything else you're putting on your...
In today’s world, it feels like everyone struggles with credit card debt. Because of market uncertainty and constantly changing job market, credit card debt may feel more insurmountable than...
A credit card with a 0% introductory interest rate can be used to your advantage – or it can be your worst nightmare. You need to understand the ins and outs of 0% APR credit cards so you can...
Have you been tempted to open a credit account in your favorite store to earn a discount on your purchase or perhaps even receive a free gift? Many people have, and applying for credit cards,...
The best credit card balance transfers can not only save you interest but can also help you pay off your debt faster. Although they aren’t the only solution to reduce balances, these balance...