Expert Banking Advice & Articles

Bank fees can rob you of your hard-earned money. Fortunately, you don't have to pay hundreds of dollars in bank fees every year. Below our expert financial advice covers how to avoid bank fees...
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Debit Card vs Credit Card: 6 Reasons Why One Is Better
Debit cards look and feel like credit cards, but they offer paperless, electronic withdrawals from your checking or savings account. They're more convenient than carrying cash or writing checks...
Credit Union vs Bank: Here's Where to Save the Most Money on Fees and Interest
Most people keep their money in either a credit union or a bank. If you’re trying to choose between these financial institutions, we review credit unions vs. banks to help you decide which is a...
Sure, online banking is convenient, but is it safe? Today, you can achieve almost all of the transactions of your local branch quickly and easily with your personal computer or mobile device...
Are Online Banks Safe?
Looking to get a little more bang for your saved buck? Depositing your hard-earned dollars in an online bank might be worth a long look if you're seeking higher yields. Today, many of the...
How Peer-to-Peer (P2P) Loans Work
When I think about lending money to friends and family, I cringe a little. After all, lending to "regular" people you know is fraught with emotional pitfalls as well as the possibility that...
When most people think about investing, they think of stocks, bonds, and other traditional options. However, for those who are looking for a guaranteed rate of return, another great choice...
Think times are tough today? When Franklin D. Roosevelt was inaugurated president during the Great Depression in 1933, about 30 percent of Americans were unemployed. Thousands of banks had...
What a difference a few years can make. Before the iPhone's ubiquitous 2007 launch, the hottest trend in banking was online bill pay. Few people (and fewer banks) had even heard of banking by...
If you use a debit card on a regular basis, chances are you are constantly hearing the "credit or debit" question at the checkout counter. Since it's a debit card, shouldn't it be run as debit...
Parents, imagine this scenario: You're at home on a leisurely Saturday afternoon enjoying the peace and quiet of an empty house, when, suddenly, you receive an alert on your smart phone. It's...
If you're wondering whether your local bank is on sound financial footing or whether it could be headed for trouble, then the first thing you should do is examine its Texas ratio....
The United States has become a nation of savers. Where once the money management mantra was "invest it and retire wealthy," it is now "save it or lose it" -- a healthy reaction to the chaos,...
In America, we have let our guard down when it comes to our banking relationships. We assume that everything will be fine if our bank fails. After all, the FDIC insures our deposits up to $250,...
Without realizing it, our everyday rants about housing, grocery prices and car loans are sprinkled with Federal Reserve influences. Even if you don't actually utter the words "the Fed" in...
The relationship between Americans and their banks used to be based on trust.  As well it should. In many ways, banks make some of our biggest financial dreams come true.  We go...
In America, we have let our guard down when it comes to our banking relationships. We assume that everything will be fine if our bank fails. After all, the FDIC insures our deposits up to $250,...