You probably should have read this article before you took your first job out of college.
And you definitely should have read it before you walked into your company's HR office and signed on the dotted line. But what is important is that you are reading it now.
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When it comes to saving for retirement, the optimal keywords are "tax" and "deferred." put them together and you have the common denominator of two of the most popular individual retirement savings plans. Both the 401(k) plan and an individual retirement account (IRA) are comprised of contributions from pre-tax dollars.Read more ›
Drastic times call for drastic measures, especially these days.But when it comes to raiding your 401(k) in order to pay bills or buy things, it's incredibly important to understand the consequences first.Read more ›
We tend to think of 401(k) plans as the bedrock of the retirement savings system. But these plans, named after a section in the Internal Revenue Code, were actually developed more by accident than by design.Read more ›
The thought of inflation strikes terror in the hearts of many Americans. For most of us, times are tough enough as it is.Read more ›
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