How to Use a Financial Calculator to Calculate Future Value

How to Use a Financial Calculator to Calculate Future Value

Future value (FV) is one of the most important concepts in finance. Luckily, once you learn a few tricks, it’s easy to calculate FV using Microsoft Excel or a financial calculator. Read more

CAGR vs. Average Annual Return: Why Your Advisor Is Quoting the Wrong Number

CAGR vs. Average Annual Return: Why Your Advisor Is Quoting the Wrong Number

While many investors count on compounding to help them achieve financial independence but confuse CAGR for annualized average return. This guide is an explanation of the differences between Compound Annual Growth Rate (CAGR) and annualized return.

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5 Devastating Mistakes That Turn 0% Credit Cards into Nightmares

5 Devastating Mistakes That Turn 0% Credit Cards into Nightmares

A credit card with a 0% introductory interest rate can be used to your advantage – or it can be your worst nightmare. You need to understand the ins and outs of 0% APR credit cards so you can avoid making the worst credit card mistakes. Read more

CD Alternatives That Can Earn More Than the Best CD Rates

CD Alternatives That Can Earn More Than the Best CD Rates

Thinking of switching from a certificate of deposit account to a CD alternative? As people have grown tired of settling for historically low CD rates, switching to alternatives to CDs has become an increasingly popular choice. Read more

Find the Best Rewards Credit Cards for 2021

Find the Best Rewards Credit Cards for 2021

Some links below are from our sponsors, you can review our Advertiser Disclosure for more information.   Getting something back for spending money? Read more

84 Month Car Loan Calculator

84 Month Car Loan Calculator

Looking for an 84 month auto loan? This calculator will display your monthly payment and a full schedule of your upcoming principal and interest payments. Read more

YTC Calculator: How to Find Yield to Call

YTC Calculator: How to Find Yield to Call

With our yield to call calculator, you can quickly determine the annual return an investor would receive if a particular bond is held until its first call date. To calculate a bond's yield to call, you'll need to know the: face value (also known as "par value") coupon rate number of years to the call date frequency of payments call premium (if any) current price of the bond For example, you buy a bond with a $1,000 face value and an 8% coupon for $900. Read more

The Best Amortization Schedule Calculator: Find Your Mortgage Repayment Schedule

The Best Amortization Schedule Calculator: Find Your Mortgage Repayment Schedule

This loan amortization calculator creates a table that shows the total amount of interest and principal payable to the lender, the portion of each monthly payment that is interest or principal, and the balance outstanding at any given point in time.

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Tax Arbitrage

Tax Arbitrage

Tax arbitrage refers to a strategy or practice where individuals or corporations profit from the ways different kinds of capital gains, income, and financial transactions are treated for tax purposes.  Read more

Net Cash Flow

Net Cash Flow

Net cash flow is the difference between a company’s cash inflows and outflows within a given time period. A company has a positive cash flow when it has excess cash after paying for all operating costs and debt payments. Read more