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“v” Mortgage Term fully explained form you
Vacancy rate is the ratio of rental units not rented versus the total number in the building, city, state, etc. See More.
A vacation home is a house that the owner uses only a few days or weeks per year. See More.
Valuable papers insurance is a kind of property insurance that protects documents such as wills, share certificates, or other crucial paper items. See More.
A value added tax (VAT) is a consumption tax added to a product's sales price. It represents a tax on the "value added" to the product throughout its production process. See More.
Value averaging is a strategy in which an investor places a variable dollar amount into a given investment (usually common stock) on a regular basis to ensure that the investment grows by a certain dollar amount or percentage over time. The inv See More.
The value chain is the process through which a company turns raw materials and other inputs into a finished product. See More.
A value network is a system that organizations, departments, operating units or people use to do work, buy or sell products, or create plans that benefit the entire organization. See More.
A value stock is a security that is trading at a lower price than expected given the performance of the company and key performance indicators of the stock itself. See More.
A value-added reseller (VAR) is an entity that adds features or services to a product and resells the combination as a package. See More.
Vance D. Coffman is the former chairman and CEO of Lockheed Martin Corporation. See More.
A vanilla option refers to a normal option with no special features, terms, or conditions. See More.
Variability is the degree to which a data series deviates from its mean (or in the accounting world, how much a budgeted value differs from an actual value). See More.
A variable annuity is a contract sold by an insurance company. The contract provides the holder with future payments based on the performance of the contract's underlying securities. The insurer guarantees a minimum payment, but the rate of retur See More.
Variable costs are corporate expenses that vary in direct proportion to the quantity of output. Unlike fixed costs, which remain constant regardless of output, variable costs are a direct function of production volume, rising whenever production See More.
A variable interest rate is an interest rate that can change from time to time. See More.
A variable life insurance policy allows the account holder to invest a portion of the premium paid for the policy. See More.
Variable universal life insurance is a type of life insurance policy that allows the account holder to invest a portion of the premium dollars. It is not the same as a variable life insurance policy (though it is similar). See More.
A variable-rate certificate of deposit (CD) is a CD with an interest rate that can change. See More.
Variance is a statistical measure of how much a set of observations differ from each other. In accounting and financial analysis, variance also refers to how much an actual expense deviates from the budgeted or forecast amount. See More.
A vault receipt is a document that proves ownership of gold, silver or other precious metals stored elsewhere. See More.
A Veblen good is a good or service whose demand increases when its price increases. The term is named after economist Thorstein Veblen. See More.
The velocity of money is the average frequency with which a unit of money is spent in an economy. See More.
Venture capital is money for new, young, and/or small businesses that typically have little or no access to capital markets. See More.
Venture capitalists provide funding (called venture capital) to start-up companies which they see as promising investments, but which otherwise are unable to obtain business loans. Venture capitalists are active primarily in the technology sector. See More.
Vernon L. Smith is an American economist who won the Nobel Prize for Economics in 2002. See More.
Vertical equity is the concept of increasing tax rates on higher incomes. Vertical equity is similar to the concept of progressive taxes. See More.
Vertical integration describes a company's control over several or all of the production and/or distribution steps involved in the creation of its product or service. See More.
A vertical market is a niche market in which a company supplies goods or services to a very specific type of customer. Its goods or services do not have broad appeal or application. See More.
A vertical merger (also called vertical integration) is a merger between a manufacturer and a supplier. This is different from a horizontal merger between two companies that manufacture similar products. See More.
A vest fleece occurs when a company accelerates the vesting of its employee stock options. See More.
A vested interest is a right of ownership which is not dependent on something else. See More.
Vesting occurs when a financial instrument or account becomes wholly owned by an investor. See More.
A viager is a French method of real estate sale whereby the buyer makes a down payment and agrees to make a series of payments for the rest of the seller's life. See More.
A viatical settlement occurs when a person who is chronically or terminally ill sells his or her whole or universal life insurance policy to a third party that maintains the premium payments and receives the death benefit when the insured dies. See More.
In the insurance world, a viator is a terminally ill person who sells his or her life insurance policy. See More.
Vladimir Illyic Ulyanov, also known as Vladimir Lenin, was the first leader of the Soviet Union and a key player in its October Revolution. See More.
The Volatility Index (VIX) is a contrarian sentiment indicator that helps to determine when there is too much optimism or fear in the market. When sentiment reaches one extreme or the other, the market typically reverses course. See More.
Volume represents the total number of securities traded during a certain period of time. See More.
Voodoo accounting refers to any accounting practices that artificially inflate the profits reported on a company's financial statements. See More.
Also called “Reaganomics,” voodoo economics is the nickname for the hallmark economic policy of Ronald Reagan, the 40th President of the United States (1981-1989), who was trying to stimulate an economy that lay stagnant after the Jimmy C See More.
Voting shares are shares of stock that allow the owner to vote on company matters. See More.