Investing Answers Building and Protecting Your Wealth through Education Publisher of The Next Banks That Could Fail
Investing Answers Building and Protecting Your Wealth through Education Publisher of The Next Banks That Could Fail

Time Value of Money

Learn how to use time value of money concepts to determine the amount you need to invest if you're a saver or the cost of a loan if you're a borrower. 

Whether you're a long-term investor watching your money add up or a value investor reinvesting your dividends, this mathematical phenomenon is ultimately behind the growth of your bottom line. 
Would you rather have $24,000 today, or $25,000 one year from today? If you want to know which offer is the better deal, you'll need to know about present value.
Invest for the long-term to take advantage of what Albert Einstein reportedly called "the most powerful force on earth."

Future value is one of the most important concepts in finance. Luckily, once you learn a few tricks, you can calculate it easily using Microsoft Excel or a financial calculator.
Present value is one of the most important concepts in finance. Luckily, once you learn a few tricks, you can calculate it easily using Microsoft Excel or a financial calculator.

Financial calculators and Microsoft Excel make calculating IRR amazingly simple -- here's how to use them.

An auction market is a market in which buyers indicate the highest price they are willing to pay and sellers indicate the lowest price they are willing to accept. A trade occurs when the buyer and seller agree on a price.